{"title":"Featured","description":"\u003cp\u003eA rotating selection from the Sparrowstead catalog.\u003c\/p\u003e","products":[{"product_id":"complete-homeowner-system","title":"The Complete Homeowner System","description":"\u003cp\u003e\u003cstrong\u003eOwning a house is a job nobody trains you for.\u003c\/strong\u003e There is no manual, no schedule, and no warning before the water heater goes. This is the system that fixes that.\u003c\/p\u003e\n\n\u003cp\u003eFour working spreadsheets and a guide that cover the whole job: keeping the house running, proving what you own to an insurer, understanding what your mortgage actually costs, and keeping a renovation from running away from you.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eHome Maintenance Schedule\u003c\/strong\u003e — 61 tasks with intervals, best season, DIY-or-pro and typical cost. You log what you did; it tells you what is overdue. Plus a systems log that predicts when your roof, HVAC and water heater need replacing.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHome Inventory for Insurance\u003c\/strong\u003e — room-by-room inventory that compares what you own against what your policy actually pays, including the special limits on jewelry, firearms and silverware that most people never read until it is too late.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage, Escrow \u0026amp; Payoff Planner\u003c\/strong\u003e — full amortization, six extra-payment scenarios side by side, your PMI cancellation date, and a check on whether your servicer is over-collecting escrow.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRenovation Budget \u0026amp; Bid Tracker\u003c\/strong\u003e — budget versus actual across 120 line items, three contractor bids compared, and the draw and change-order paper trail that protects you.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe New Homeowner's First 90 Days\u003c\/strong\u003e — an 8-page guide with 51 things to do after closing, in the order that matters.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThese are real spreadsheets, not printables\u003c\/h3\u003e\n\u003cp\u003eEvery one calculates. Type your numbers in the highlighted cells and the totals, dates, variances and warnings update themselves. Each file opens with a Start Here tab so you are never guessing what to do.\u003c\/p\u003e\n\n\u003ch3\u003eDetails\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks in Microsoft Excel, Google Sheets, Apple Numbers and LibreOffice\u003c\/li\u003e\n\u003cli\u003eInstant download — files arrive by email the moment you order\u003c\/li\u003e\n\u003cli\u003eBuilt for US homeowners (escrow, PMI, property tax, HO-3 insurance limits)\u003c\/li\u003e\n\u003cli\u003eYours forever, single-user licence\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eBuying the four workbooks separately costs $81.\u003c\/em\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003csmall\u003eAn organizing tool, not legal, tax, insurance or financial advice. Rules vary by state — verify anything consequential with your own agent, assessor or attorney.\u003c\/small\u003e\u003c\/p\u003e","brand":"Sparrowstead","offers":[{"title":"Digital download","offer_id":58713394512217,"sku":"SS-BUNDLE-01","price":49.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1066\/6187\/1961\/files\/sparrowsteadbundle.png?v=1785327862"}],"url":"https:\/\/sparrowstead.com\/collections\/frontpage.oembed","provider":"Sparrowstead","version":"1.0","type":"link"}